Call report 2005Q2
MERCHANTS BANK — 2005Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,921,000 | USD | evidence → |
| Total loans | 102,154,000 | USD | evidence → |
| Allowance for loan losses | 594,000 | USD | evidence → |
| Securities available for sale | 26,265,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,980,000 | USD | evidence → |
| Interest-bearing deposits | 117,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,609,000 | USD | evidence → |
| Equity capital | 16,064,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,233,000 | USD | evidence → |
| Interest expense | 1,200,000 | USD | evidence → |
| Net interest income | 3,033,000 | USD | evidence → |
| Noninterest income | 596,000 | USD | evidence → |
| Noninterest expense | 2,314,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,243,000 | USD | evidence → |
| Income tax | 344,000 | USD | evidence → |
| Net income | 899,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,559,000 | USD | evidence → |
| Total capital | 16,153,000 | USD | evidence → |
| Risk-weighted assets | 122,286,000 | USD | evidence → |