Call report 2004Q3
MERCHANTS BANK — 2004Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,133,000 | USD | evidence → |
| Total loans | 99,116,000 | USD | evidence → |
| Allowance for loan losses | 684,000 | USD | evidence → |
| Securities available for sale | 24,100,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,735,000 | USD | evidence → |
| Interest-bearing deposits | 109,312,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,423,000 | USD | evidence → |
| Equity capital | 15,503,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,238,000 | USD | evidence → |
| Interest expense | 1,561,000 | USD | evidence → |
| Net interest income | 4,677,000 | USD | evidence → |
| Noninterest income | 675,000 | USD | evidence → |
| Noninterest expense | 3,316,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 1,940,000 | USD | evidence → |
| Income tax | 530,000 | USD | evidence → |
| Net income | 1,410,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,752,000 | USD | evidence → |
| Total capital | 15,436,000 | USD | evidence → |
| Risk-weighted assets | 116,770,000 | USD | evidence → |