Call report 2004Q2
MERCHANTS BANK — 2004Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,761,000 | USD | evidence → |
| Total loans | 97,671,000 | USD | evidence → |
| Allowance for loan losses | 641,000 | USD | evidence → |
| Securities available for sale | 25,332,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,039,000 | USD | evidence → |
| Interest-bearing deposits | 109,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,779,000 | USD | evidence → |
| Equity capital | 14,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,145,000 | USD | evidence → |
| Interest expense | 1,030,000 | USD | evidence → |
| Net interest income | 3,115,000 | USD | evidence → |
| Noninterest income | 426,000 | USD | evidence → |
| Noninterest expense | 2,257,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,204,000 | USD | evidence → |
| Income tax | 356,000 | USD | evidence → |
| Net income | 848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,372,000 | USD | evidence → |
| Total capital | 15,013,000 | USD | evidence → |
| Risk-weighted assets | 115,113,000 | USD | evidence → |