Call report 2004Q4
MERCHANTS BANK — 2004Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,810,000 | USD | evidence → |
| Total loans | 102,089,000 | USD | evidence → |
| Allowance for loan losses | 596,000 | USD | evidence → |
| Securities available for sale | 23,674,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,294,000 | USD | evidence → |
| Interest-bearing deposits | 114,867,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,427,000 | USD | evidence → |
| Equity capital | 15,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,389,000 | USD | evidence → |
| Interest expense | 2,116,000 | USD | evidence → |
| Net interest income | 6,273,000 | USD | evidence → |
| Noninterest income | 866,000 | USD | evidence → |
| Noninterest expense | 4,806,000 | USD | evidence → |
| Provision for loan losses | 144,000 | USD | evidence → |
| Pretax income | 2,228,000 | USD | evidence → |
| Income tax | 579,000 | USD | evidence → |
| Net income | 1,649,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,843,000 | USD | evidence → |
| Total capital | 15,439,000 | USD | evidence → |
| Risk-weighted assets | 120,310,000 | USD | evidence → |