Call report 2004Q1
MERCHANTS BANK — 2004Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,357,000 | USD | evidence → |
| Total loans | 96,291,000 | USD | evidence → |
| Allowance for loan losses | 656,000 | USD | evidence → |
| Securities available for sale | 27,466,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,222,000 | USD | evidence → |
| Interest-bearing deposits | 111,635,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,587,000 | USD | evidence → |
| Equity capital | 15,135,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,029,000 | USD | evidence → |
| Interest expense | 514,000 | USD | evidence → |
| Net interest income | 1,515,000 | USD | evidence → |
| Noninterest income | 233,000 | USD | evidence → |
| Noninterest expense | 1,054,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 658,000 | USD | evidence → |
| Income tax | 111,000 | USD | evidence → |
| Net income | 547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,197,000 | USD | evidence → |
| Total capital | 14,853,000 | USD | evidence → |
| Risk-weighted assets | 115,605,000 | USD | evidence → |