Call report 2003Q4
MERCHANTS BANK — 2003Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,860,000 | USD | evidence → |
| Total loans | 89,614,000 | USD | evidence → |
| Allowance for loan losses | 620,000 | USD | evidence → |
| Securities available for sale | 26,869,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,930,000 | USD | evidence → |
| Interest-bearing deposits | 107,279,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,651,000 | USD | evidence → |
| Equity capital | 14,652,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,055,000 | USD | evidence → |
| Interest expense | 2,377,000 | USD | evidence → |
| Net interest income | 5,678,000 | USD | evidence → |
| Noninterest income | 1,112,000 | USD | evidence → |
| Noninterest expense | 4,521,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,139,000 | USD | evidence → |
| Income tax | 539,000 | USD | evidence → |
| Net income | 1,600,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,755,000 | USD | evidence → |
| Total capital | 14,375,000 | USD | evidence → |
| Risk-weighted assets | 107,752,000 | USD | evidence → |