Call report 2003Q3
MERCHANTS BANK — 2003Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,838,000 | USD | evidence → |
| Total loans | 88,321,000 | USD | evidence → |
| Allowance for loan losses | 613,000 | USD | evidence → |
| Securities available for sale | 29,357,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,253,000 | USD | evidence → |
| Interest-bearing deposits | 108,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,440,000 | USD | evidence → |
| Equity capital | 14,616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,000,000 | USD | evidence → |
| Interest expense | 1,854,000 | USD | evidence → |
| Net interest income | 4,146,000 | USD | evidence → |
| Noninterest income | 913,000 | USD | evidence → |
| Noninterest expense | 3,013,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,961,000 | USD | evidence → |
| Income tax | 546,000 | USD | evidence → |
| Net income | 1,415,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,717,000 | USD | evidence → |
| Total capital | 14,330,000 | USD | evidence → |
| Risk-weighted assets | 106,795,000 | USD | evidence → |