Call report 2003Q2
MERCHANTS BANK — 2003Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,460,000 | USD | evidence → |
| Total loans | 86,665,000 | USD | evidence → |
| Allowance for loan losses | 622,000 | USD | evidence → |
| Securities available for sale | 34,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,789,000 | USD | evidence → |
| Interest-bearing deposits | 111,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,676,000 | USD | evidence → |
| Equity capital | 14,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,984,000 | USD | evidence → |
| Interest expense | 1,293,000 | USD | evidence → |
| Net interest income | 2,691,000 | USD | evidence → |
| Noninterest income | 627,000 | USD | evidence → |
| Noninterest expense | 2,010,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,218,000 | USD | evidence → |
| Income tax | 365,000 | USD | evidence → |
| Net income | 853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,322,000 | USD | evidence → |
| Total capital | 13,944,000 | USD | evidence → |
| Risk-weighted assets | 107,088,000 | USD | evidence → |