Call report 2003Q1
MERCHANTS BANK — 2003Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,480,000 | USD | evidence → |
| Total loans | 83,369,000 | USD | evidence → |
| Allowance for loan losses | 578,000 | USD | evidence → |
| Securities available for sale | 37,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,063,000 | USD | evidence → |
| Interest-bearing deposits | 112,471,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,592,000 | USD | evidence → |
| Equity capital | 14,158,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,970,000 | USD | evidence → |
| Interest expense | 663,000 | USD | evidence → |
| Net interest income | 1,307,000 | USD | evidence → |
| Noninterest income | 317,000 | USD | evidence → |
| Noninterest expense | 1,011,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 568,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,126,000 | USD | evidence → |
| Total capital | 13,704,000 | USD | evidence → |
| Risk-weighted assets | 104,500,000 | USD | evidence → |