Call report 2002Q4
MERCHANTS BANK — 2002Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,900,000 | USD | evidence → |
| Total loans | 81,709,000 | USD | evidence → |
| Allowance for loan losses | 532,000 | USD | evidence → |
| Securities available for sale | 37,224,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,555,000 | USD | evidence → |
| Interest-bearing deposits | 112,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,187,000 | USD | evidence → |
| Equity capital | 13,926,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,357,000 | USD | evidence → |
| Interest expense | 3,084,000 | USD | evidence → |
| Net interest income | 5,273,000 | USD | evidence → |
| Noninterest income | 1,123,000 | USD | evidence → |
| Noninterest expense | 4,287,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,875,000 | USD | evidence → |
| Income tax | 485,000 | USD | evidence → |
| Net income | 1,390,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,838,000 | USD | evidence → |
| Total capital | 13,370,000 | USD | evidence → |
| Risk-weighted assets | 102,354,000 | USD | evidence → |