Call report 2002Q3
MERCHANTS BANK — 2002Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,252,000 | USD | evidence → |
| Total loans | 78,739,000 | USD | evidence → |
| Allowance for loan losses | 480,000 | USD | evidence → |
| Securities available for sale | 39,026,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,371,000 | USD | evidence → |
| Interest-bearing deposits | 106,983,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,388,000 | USD | evidence → |
| Equity capital | 13,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,222,000 | USD | evidence → |
| Interest expense | 2,367,000 | USD | evidence → |
| Net interest income | 3,855,000 | USD | evidence → |
| Noninterest income | 882,000 | USD | evidence → |
| Noninterest expense | 3,030,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,533,000 | USD | evidence → |
| Income tax | 394,000 | USD | evidence → |
| Net income | 1,139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,589,000 | USD | evidence → |
| Total capital | 13,069,000 | USD | evidence → |
| Risk-weighted assets | 83,836,000 | USD | evidence → |