Call report 2002Q2
MERCHANTS BANK — 2002Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,086,000 | USD | evidence → |
| Total loans | 77,186,000 | USD | evidence → |
| Allowance for loan losses | 438,000 | USD | evidence → |
| Securities available for sale | 41,118,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,337,000 | USD | evidence → |
| Interest-bearing deposits | 107,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,978,000 | USD | evidence → |
| Equity capital | 13,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,104,000 | USD | evidence → |
| Interest expense | 1,611,000 | USD | evidence → |
| Net interest income | 2,493,000 | USD | evidence → |
| Noninterest income | 566,000 | USD | evidence → |
| Noninterest expense | 2,042,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 900,000 | USD | evidence → |
| Income tax | 184,000 | USD | evidence → |
| Net income | 716,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,243,000 | USD | evidence → |
| Total capital | 12,681,000 | USD | evidence → |
| Risk-weighted assets | 96,994,000 | USD | evidence → |