Call report 2002Q1
MERCHANTS BANK — 2002Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,957,000 | USD | evidence → |
| Total loans | 73,018,000 | USD | evidence → |
| Allowance for loan losses | 399,000 | USD | evidence → |
| Securities available for sale | 41,824,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,959,000 | USD | evidence → |
| Interest-bearing deposits | 107,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,721,000 | USD | evidence → |
| Equity capital | 12,438,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,018,000 | USD | evidence → |
| Interest expense | 835,000 | USD | evidence → |
| Net interest income | 1,183,000 | USD | evidence → |
| Noninterest income | 287,000 | USD | evidence → |
| Noninterest expense | 1,018,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 395,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,950,000 | USD | evidence → |
| Total capital | 12,349,000 | USD | evidence → |
| Risk-weighted assets | 94,086,000 | USD | evidence → |