Call report 2001Q4
MERCHANTS BANK — 2001Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,574,000 | USD | evidence → |
| Total loans | 69,879,000 | USD | evidence → |
| Allowance for loan losses | 369,000 | USD | evidence → |
| Securities available for sale | 39,174,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,423,000 | USD | evidence → |
| Interest-bearing deposits | 102,172,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,251,000 | USD | evidence → |
| Equity capital | 12,410,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,106,000 | USD | evidence → |
| Interest expense | 4,559,000 | USD | evidence → |
| Net interest income | 4,547,000 | USD | evidence → |
| Noninterest income | 1,031,000 | USD | evidence → |
| Noninterest expense | 4,170,000 | USD | evidence → |
| Provision for loan losses | 305,000 | USD | evidence → |
| Pretax income | 1,172,000 | USD | evidence → |
| Income tax | 287,000 | USD | evidence → |
| Net income | 885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,800,000 | USD | evidence → |
| Total capital | 12,169,000 | USD | evidence → |
| Risk-weighted assets | 89,973,000 | USD | evidence → |