Call report 2025Q1
F&M BANK — 2025Q1
The 22 measures F&M BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 394,166,000 | USD | evidence → |
| Total loans | 247,972,000 | USD | evidence → |
| Allowance for loan losses | 4,557,000 | USD | evidence → |
| Securities available for sale | 98,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 337,135,000 | USD | evidence → |
| Interest-bearing deposits | 242,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,478,000 | USD | evidence → |
| Equity capital | 47,368,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,783,000 | USD | evidence → |
| Interest expense | 1,499,000 | USD | evidence → |
| Net interest income | 4,284,000 | USD | evidence → |
| Noninterest income | 363,000 | USD | evidence → |
| Noninterest expense | 2,910,000 | USD | evidence → |
| Provision for loan losses | -120,000 | USD | evidence → |
| Pretax income | 1,606,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 1,268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,722,000 | USD | evidence → |