Call report 2025Q2
F&M BANK — 2025Q2
The 22 measures F&M BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 394,745,000 | USD | evidence → |
| Total loans | 258,033,000 | USD | evidence → |
| Allowance for loan losses | 4,636,000 | USD | evidence → |
| Securities available for sale | 97,514,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 336,883,000 | USD | evidence → |
| Interest-bearing deposits | 244,126,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,757,000 | USD | evidence → |
| Equity capital | 48,096,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,643,000 | USD | evidence → |
| Interest expense | 2,975,000 | USD | evidence → |
| Net interest income | 8,668,000 | USD | evidence → |
| Noninterest income | 992,000 | USD | evidence → |
| Noninterest expense | 5,856,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 3,543,000 | USD | evidence → |
| Income tax | 691,000 | USD | evidence → |
| Net income | 2,852,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,738,000 | USD | evidence → |