Call report 2024Q4
F&M BANK — 2024Q4
The 22 measures F&M BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,305,000 | USD | evidence → |
| Total loans | 243,936,000 | USD | evidence → |
| Allowance for loan losses | 4,675,000 | USD | evidence → |
| Securities available for sale | 98,031,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 341,024,000 | USD | evidence → |
| Interest-bearing deposits | 244,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,311,000 | USD | evidence → |
| Equity capital | 46,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,908,000 | USD | evidence → |
| Interest expense | 5,563,000 | USD | evidence → |
| Net interest income | 16,345,000 | USD | evidence → |
| Noninterest income | 1,539,000 | USD | evidence → |
| Noninterest expense | 11,391,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 6,364,000 | USD | evidence → |
| Income tax | 1,306,000 | USD | evidence → |
| Net income | 5,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,947,000 | USD | evidence → |