Call report 2005Q1
VALLEY BANK — 2005Q1
The 22 measures VALLEY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,390,000 | USD | evidence → |
| Total loans | 293,936,000 | USD | evidence → |
| Allowance for loan losses | 2,465,000 | USD | evidence → |
| Securities available for sale | 84,395,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 349,024,000 | USD | evidence → |
| Interest-bearing deposits | 311,030,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,994,000 | USD | evidence → |
| Equity capital | 31,396,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,805,000 | USD | evidence → |
| Interest expense | 2,255,000 | USD | evidence → |
| Net interest income | 3,550,000 | USD | evidence → |
| Noninterest income | 1,248,000 | USD | evidence → |
| Noninterest expense | 3,535,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,112,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,538,000 | USD | evidence → |
| Total capital | 33,003,000 | USD | evidence → |
| Risk-weighted assets | 323,541,000 | USD | evidence → |