Call report 2005Q2
VALLEY BANK — 2005Q2
The 22 measures VALLEY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 458,053,000 | USD | evidence → |
| Total loans | 319,956,000 | USD | evidence → |
| Allowance for loan losses | 3,032,000 | USD | evidence → |
| Securities available for sale | 92,849,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,823,000 | USD | evidence → |
| Interest-bearing deposits | 323,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,639,000 | USD | evidence → |
| Equity capital | 36,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,529,000 | USD | evidence → |
| Interest expense | 4,796,000 | USD | evidence → |
| Net interest income | 7,733,000 | USD | evidence → |
| Noninterest income | 3,164,000 | USD | evidence → |
| Noninterest expense | 7,973,000 | USD | evidence → |
| Provision for loan losses | 825,000 | USD | evidence → |
| Pretax income | 2,094,000 | USD | evidence → |
| Income tax | 786,000 | USD | evidence → |
| Net income | 1,308,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,818,000 | USD | evidence → |
| Total capital | 38,850,000 | USD | evidence → |
| Risk-weighted assets | 352,326,000 | USD | evidence → |