Call report 2004Q4
VALLEY BANK — 2004Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,624,000 | USD | evidence → |
| Total loans | 286,614,000 | USD | evidence → |
| Allowance for loan losses | 2,424,000 | USD | evidence → |
| Securities available for sale | 80,916,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,925,000 | USD | evidence → |
| Interest-bearing deposits | 299,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,116,000 | USD | evidence → |
| Equity capital | 30,821,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,416,000 | USD | evidence → |
| Interest expense | 7,345,000 | USD | evidence → |
| Net interest income | 12,071,000 | USD | evidence → |
| Noninterest income | 5,857,000 | USD | evidence → |
| Noninterest expense | 13,382,000 | USD | evidence → |
| Provision for loan losses | 670,000 | USD | evidence → |
| Pretax income | 3,986,000 | USD | evidence → |
| Income tax | 1,118,000 | USD | evidence → |
| Net income | 2,868,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,620,000 | USD | evidence → |
| Total capital | 32,044,000 | USD | evidence → |
| Risk-weighted assets | 313,291,000 | USD | evidence → |