Call report 2004Q3
VALLEY BANK — 2004Q3
The 22 measures VALLEY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 391,763,000 | USD | evidence → |
| Total loans | 274,873,000 | USD | evidence → |
| Allowance for loan losses | 2,328,000 | USD | evidence → |
| Securities available for sale | 67,125,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 312,196,000 | USD | evidence → |
| Interest-bearing deposits | 268,491,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,705,000 | USD | evidence → |
| Equity capital | 30,131,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,934,000 | USD | evidence → |
| Interest expense | 5,220,000 | USD | evidence → |
| Net interest income | 8,714,000 | USD | evidence → |
| Noninterest income | 4,018,000 | USD | evidence → |
| Noninterest expense | 9,461,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 2,858,000 | USD | evidence → |
| Income tax | 779,000 | USD | evidence → |
| Net income | 2,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,662,000 | USD | evidence → |
| Total capital | 30,990,000 | USD | evidence → |
| Risk-weighted assets | 299,142,000 | USD | evidence → |