Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 282,238,000 | USD | evidence → |
| Total loans | 191,973,000 | USD | evidence → |
| Allowance for loan losses | 5,435,000 | USD | evidence → |
| Securities available for sale | 56,111,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,904,000 | USD | evidence → |
| Interest-bearing deposits | 198,533,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,371,000 | USD | evidence → |
| Equity capital | 29,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,076,000 | USD | evidence → |
| Interest expense | 4,120,000 | USD | evidence → |
| Net interest income | 7,956,000 | USD | evidence → |
| Noninterest income | 2,090,000 | USD | evidence → |
| Noninterest expense | 5,784,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 4,179,000 | USD | evidence → |
| Income tax | 1,429,000 | USD | evidence → |
| Net income | 2,750,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,337,000 | USD | evidence → |
| Total capital | 31,719,000 | USD | evidence → |
| Risk-weighted assets | 187,537,000 | USD | evidence → |