Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,763,000 | USD | evidence → |
| Total loans | 185,701,000 | USD | evidence → |
| Allowance for loan losses | 5,488,000 | USD | evidence → |
| Securities available for sale | 58,306,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,822,000 | USD | evidence → |
| Interest-bearing deposits | 199,691,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,131,000 | USD | evidence → |
| Equity capital | 28,779,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,883,000 | USD | evidence → |
| Interest expense | 2,720,000 | USD | evidence → |
| Net interest income | 5,163,000 | USD | evidence → |
| Noninterest income | 1,390,000 | USD | evidence → |
| Noninterest expense | 3,801,000 | USD | evidence → |
| Provision for loan losses | 58,000 | USD | evidence → |
| Pretax income | 2,694,000 | USD | evidence → |
| Income tax | 927,000 | USD | evidence → |
| Net income | 1,767,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,926,000 | USD | evidence → |
| Total capital | 31,216,000 | USD | evidence → |
| Risk-weighted assets | 180,009,000 | USD | evidence → |