Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,089,000 | USD | evidence → |
| Total loans | 186,602,000 | USD | evidence → |
| Allowance for loan losses | 5,347,000 | USD | evidence → |
| Securities available for sale | 62,779,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,578,000 | USD | evidence → |
| Interest-bearing deposits | 213,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,050,000 | USD | evidence → |
| Equity capital | 28,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,550,000 | USD | evidence → |
| Interest expense | 5,566,000 | USD | evidence → |
| Net interest income | 10,984,000 | USD | evidence → |
| Noninterest income | 2,624,000 | USD | evidence → |
| Noninterest expense | 8,140,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 5,368,000 | USD | evidence → |
| Income tax | 1,844,000 | USD | evidence → |
| Net income | 3,524,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,463,000 | USD | evidence → |
| Total capital | 31,841,000 | USD | evidence → |
| Risk-weighted assets | 187,240,000 | USD | evidence → |