Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,867,000 | USD | evidence → |
| Total loans | 182,160,000 | USD | evidence → |
| Allowance for loan losses | 5,503,000 | USD | evidence → |
| Securities available for sale | 59,376,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,936,000 | USD | evidence → |
| Interest-bearing deposits | 202,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,205,000 | USD | evidence → |
| Equity capital | 28,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,877,000 | USD | evidence → |
| Interest expense | 1,335,000 | USD | evidence → |
| Net interest income | 2,542,000 | USD | evidence → |
| Noninterest income | 713,000 | USD | evidence → |
| Noninterest expense | 1,880,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 1,347,000 | USD | evidence → |
| Income tax | 468,000 | USD | evidence → |
| Net income | 879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,585,000 | USD | evidence → |
| Total capital | 30,871,000 | USD | evidence → |
| Risk-weighted assets | 179,659,000 | USD | evidence → |