Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,948,000 | USD | evidence → |
| Total loans | 177,294,000 | USD | evidence → |
| Allowance for loan losses | 5,542,000 | USD | evidence → |
| Securities available for sale | 53,960,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,518,000 | USD | evidence → |
| Interest-bearing deposits | 188,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,946,000 | USD | evidence → |
| Equity capital | 28,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,867,000 | USD | evidence → |
| Interest expense | 5,192,000 | USD | evidence → |
| Net interest income | 9,675,000 | USD | evidence → |
| Noninterest income | 2,968,000 | USD | evidence → |
| Noninterest expense | 8,051,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | 4,501,000 | USD | evidence → |
| Income tax | 1,463,000 | USD | evidence → |
| Net income | 3,038,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,154,000 | USD | evidence → |
| Total capital | 30,360,000 | USD | evidence → |
| Risk-weighted assets | 173,159,000 | USD | evidence → |