Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,639,000 | USD | evidence → |
| Total loans | 178,945,000 | USD | evidence → |
| Allowance for loan losses | 5,600,000 | USD | evidence → |
| Securities available for sale | 53,718,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,230,000 | USD | evidence → |
| Interest-bearing deposits | 193,440,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,790,000 | USD | evidence → |
| Equity capital | 28,287,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,097,000 | USD | evidence → |
| Interest expense | 3,902,000 | USD | evidence → |
| Net interest income | 7,195,000 | USD | evidence → |
| Noninterest income | 2,185,000 | USD | evidence → |
| Noninterest expense | 5,716,000 | USD | evidence → |
| Provision for loan losses | 59,000 | USD | evidence → |
| Pretax income | 3,605,000 | USD | evidence → |
| Income tax | 1,199,000 | USD | evidence → |
| Net income | 2,406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,019,000 | USD | evidence → |
| Total capital | 30,254,000 | USD | evidence → |
| Risk-weighted assets | 175,420,000 | USD | evidence → |