Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,200,000 | USD | evidence → |
| Total loans | 181,087,000 | USD | evidence → |
| Allowance for loan losses | 5,664,000 | USD | evidence → |
| Securities available for sale | 55,938,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,825,000 | USD | evidence → |
| Interest-bearing deposits | 194,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,612,000 | USD | evidence → |
| Equity capital | 27,382,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,392,000 | USD | evidence → |
| Interest expense | 2,606,000 | USD | evidence → |
| Net interest income | 4,786,000 | USD | evidence → |
| Noninterest income | 1,428,000 | USD | evidence → |
| Noninterest expense | 3,844,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 2,345,000 | USD | evidence → |
| Income tax | 751,000 | USD | evidence → |
| Net income | 1,594,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,705,000 | USD | evidence → |
| Total capital | 29,938,000 | USD | evidence → |
| Risk-weighted assets | 175,190,000 | USD | evidence → |