Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 264,491,000 | USD | evidence → |
| Total loans | 182,740,000 | USD | evidence → |
| Allowance for loan losses | 5,875,000 | USD | evidence → |
| Securities available for sale | 54,208,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,231,000 | USD | evidence → |
| Interest-bearing deposits | 189,729,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,502,000 | USD | evidence → |
| Equity capital | 27,931,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,704,000 | USD | evidence → |
| Interest expense | 1,307,000 | USD | evidence → |
| Net interest income | 2,397,000 | USD | evidence → |
| Noninterest income | 726,000 | USD | evidence → |
| Noninterest expense | 1,916,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 1,180,000 | USD | evidence → |
| Income tax | 403,000 | USD | evidence → |
| Net income | 777,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,385,000 | USD | evidence → |
| Total capital | 29,604,000 | USD | evidence → |
| Risk-weighted assets | 173,865,000 | USD | evidence → |