Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,288,000 | USD | evidence → |
| Total loans | 178,473,000 | USD | evidence → |
| Allowance for loan losses | 5,845,000 | USD | evidence → |
| Securities available for sale | 50,474,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,621,000 | USD | evidence → |
| Interest-bearing deposits | 186,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,517,000 | USD | evidence → |
| Equity capital | 27,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,002,000 | USD | evidence → |
| Interest expense | 6,389,000 | USD | evidence → |
| Net interest income | 9,613,000 | USD | evidence → |
| Noninterest income | 2,786,000 | USD | evidence → |
| Noninterest expense | 7,844,000 | USD | evidence → |
| Provision for loan losses | 103,000 | USD | evidence → |
| Pretax income | 4,452,000 | USD | evidence → |
| Income tax | 1,572,000 | USD | evidence → |
| Net income | 2,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,005,000 | USD | evidence → |
| Total capital | 29,222,000 | USD | evidence → |
| Risk-weighted assets | 173,739,000 | USD | evidence → |