Call report 2003Q1
CITIZENS BANK — 2003Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,017,000 | USD | evidence → |
| Total loans | 180,994,000 | USD | evidence → |
| Allowance for loan losses | 6,352,000 | USD | evidence → |
| Securities available for sale | 54,875,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,693,000 | USD | evidence → |
| Interest-bearing deposits | 202,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,725,000 | USD | evidence → |
| Equity capital | 27,085,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,211,000 | USD | evidence → |
| Interest expense | 1,770,000 | USD | evidence → |
| Net interest income | 2,441,000 | USD | evidence → |
| Noninterest income | 723,000 | USD | evidence → |
| Noninterest expense | 1,978,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 1,164,000 | USD | evidence → |
| Income tax | 421,000 | USD | evidence → |
| Net income | 743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,330,000 | USD | evidence → |
| Total capital | 28,539,000 | USD | evidence → |
| Risk-weighted assets | 172,552,000 | USD | evidence → |