Call report 2003Q2
CITIZENS BANK — 2003Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,559,000 | USD | evidence → |
| Total loans | 182,394,000 | USD | evidence → |
| Allowance for loan losses | 5,953,000 | USD | evidence → |
| Securities available for sale | 58,331,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 235,022,000 | USD | evidence → |
| Interest-bearing deposits | 199,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,242,000 | USD | evidence → |
| Equity capital | 27,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,341,000 | USD | evidence → |
| Interest expense | 3,509,000 | USD | evidence → |
| Net interest income | 4,832,000 | USD | evidence → |
| Noninterest income | 1,459,000 | USD | evidence → |
| Noninterest expense | 3,815,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 2,428,000 | USD | evidence → |
| Income tax | 881,000 | USD | evidence → |
| Net income | 1,547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,657,000 | USD | evidence → |
| Total capital | 28,926,000 | USD | evidence → |
| Risk-weighted assets | 177,835,000 | USD | evidence → |