Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,525,000 | USD | evidence → |
| Total loans | 185,860,000 | USD | evidence → |
| Allowance for loan losses | 6,177,000 | USD | evidence → |
| Securities available for sale | 51,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,184,000 | USD | evidence → |
| Interest-bearing deposits | 192,629,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,555,000 | USD | evidence → |
| Equity capital | 26,871,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,430,000 | USD | evidence → |
| Interest expense | 8,483,000 | USD | evidence → |
| Net interest income | 9,947,000 | USD | evidence → |
| Noninterest income | 2,735,000 | USD | evidence → |
| Noninterest expense | 8,157,000 | USD | evidence → |
| Provision for loan losses | 563,000 | USD | evidence → |
| Pretax income | 3,962,000 | USD | evidence → |
| Income tax | 1,434,000 | USD | evidence → |
| Net income | 2,528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,985,000 | USD | evidence → |
| Total capital | 28,217,000 | USD | evidence → |
| Risk-weighted assets | 174,575,000 | USD | evidence → |