Call report 2005Q3
EFS BANK — 2005Q3
The 22 measures EFS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,045,122,000 | USD | evidence → |
| Total loans | 830,807,000 | USD | evidence → |
| Allowance for loan losses | 5,055,000 | USD | evidence → |
| Securities available for sale | 104,670,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 736,137,000 | USD | evidence → |
| Interest-bearing deposits | 689,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,121,000 | USD | evidence → |
| Equity capital | 80,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,279,000 | USD | evidence → |
| Interest expense | 19,586,000 | USD | evidence → |
| Net interest income | 19,693,000 | USD | evidence → |
| Noninterest income | 4,266,000 | USD | evidence → |
| Noninterest expense | 19,570,000 | USD | evidence → |
| Provision for loan losses | 670,000 | USD | evidence → |
| Pretax income | 3,928,000 | USD | evidence → |
| Income tax | 714,000 | USD | evidence → |
| Net income | 3,214,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,957,000 | USD | evidence → |
| Total capital | 84,012,000 | USD | evidence → |
| Risk-weighted assets | 758,638,000 | USD | evidence → |