Call report 2005Q2
EFS BANK — 2005Q2
The 22 measures EFS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,032,073,000 | USD | evidence → |
| Total loans | 825,066,000 | USD | evidence → |
| Allowance for loan losses | 4,881,000 | USD | evidence → |
| Securities available for sale | 106,364,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 725,302,000 | USD | evidence → |
| Interest-bearing deposits | 676,263,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,039,000 | USD | evidence → |
| Equity capital | 81,856,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,701,000 | USD | evidence → |
| Interest expense | 12,641,000 | USD | evidence → |
| Net interest income | 13,060,000 | USD | evidence → |
| Noninterest income | 2,768,000 | USD | evidence → |
| Noninterest expense | 10,821,000 | USD | evidence → |
| Provision for loan losses | 445,000 | USD | evidence → |
| Pretax income | 4,771,000 | USD | evidence → |
| Income tax | 1,285,000 | USD | evidence → |
| Net income | 3,486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,313,000 | USD | evidence → |
| Total capital | 85,194,000 | USD | evidence → |
| Risk-weighted assets | 745,505,000 | USD | evidence → |