Call report 2005Q4
EFS BANK — 2005Q4
The 22 measures EFS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,053,847,000 | USD | evidence → |
| Total loans | 851,299,000 | USD | evidence → |
| Allowance for loan losses | 5,213,000 | USD | evidence → |
| Securities available for sale | 102,822,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 748,833,000 | USD | evidence → |
| Interest-bearing deposits | 694,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,224,000 | USD | evidence → |
| Equity capital | 78,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 53,294,000 | USD | evidence → |
| Interest expense | 26,817,000 | USD | evidence → |
| Net interest income | 26,477,000 | USD | evidence → |
| Noninterest income | 5,375,000 | USD | evidence → |
| Noninterest expense | 29,229,000 | USD | evidence → |
| Provision for loan losses | 895,000 | USD | evidence → |
| Pretax income | 1,669,000 | USD | evidence → |
| Income tax | -403,000 | USD | evidence → |
| Net income | 2,072,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,420,000 | USD | evidence → |
| Total capital | 82,633,000 | USD | evidence → |
| Risk-weighted assets | 780,426,000 | USD | evidence → |