Call report 2005Q1
EFS BANK — 2005Q1
The 22 measures EFS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,007,572,000 | USD | evidence → |
| Total loans | 823,914,000 | USD | evidence → |
| Allowance for loan losses | 4,716,000 | USD | evidence → |
| Securities available for sale | 110,154,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 702,851,000 | USD | evidence → |
| Interest-bearing deposits | 656,777,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,074,000 | USD | evidence → |
| Equity capital | 79,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,574,000 | USD | evidence → |
| Interest expense | 6,132,000 | USD | evidence → |
| Net interest income | 6,442,000 | USD | evidence → |
| Noninterest income | 1,281,000 | USD | evidence → |
| Noninterest expense | 5,420,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 2,083,000 | USD | evidence → |
| Income tax | 522,000 | USD | evidence → |
| Net income | 1,561,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,807,000 | USD | evidence → |
| Total capital | 84,523,000 | USD | evidence → |
| Risk-weighted assets | 736,634,000 | USD | evidence → |