Call report 2004Q4
EFS BANK — 2004Q4
The 22 measures EFS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,001,029,000 | USD | evidence → |
| Total loans | 812,298,000 | USD | evidence → |
| Allowance for loan losses | 4,496,000 | USD | evidence → |
| Securities available for sale | 102,344,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 679,315,000 | USD | evidence → |
| Interest-bearing deposits | 640,150,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,165,000 | USD | evidence → |
| Equity capital | 79,619,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,144,000 | USD | evidence → |
| Interest expense | 22,566,000 | USD | evidence → |
| Net interest income | 24,578,000 | USD | evidence → |
| Noninterest income | 6,792,000 | USD | evidence → |
| Noninterest expense | 19,666,000 | USD | evidence → |
| Provision for loan losses | 760,000 | USD | evidence → |
| Pretax income | 10,316,000 | USD | evidence → |
| Income tax | 2,560,000 | USD | evidence → |
| Net income | 7,756,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,213,000 | USD | evidence → |
| Total capital | 83,709,000 | USD | evidence → |
| Risk-weighted assets | 726,804,000 | USD | evidence → |