Call report 2004Q3
EFS BANK — 2004Q3
The 22 measures EFS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 996,486,000 | USD | evidence → |
| Total loans | 777,516,000 | USD | evidence → |
| Allowance for loan losses | 4,286,000 | USD | evidence → |
| Securities available for sale | 106,551,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 681,297,000 | USD | evidence → |
| Interest-bearing deposits | 639,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,980,000 | USD | evidence → |
| Equity capital | 78,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,650,000 | USD | evidence → |
| Interest expense | 16,473,000 | USD | evidence → |
| Net interest income | 18,177,000 | USD | evidence → |
| Noninterest income | 4,126,000 | USD | evidence → |
| Noninterest expense | 14,649,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 7,353,000 | USD | evidence → |
| Income tax | 1,932,000 | USD | evidence → |
| Net income | 5,421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,836,000 | USD | evidence → |
| Total capital | 81,122,000 | USD | evidence → |
| Risk-weighted assets | 722,703,000 | USD | evidence → |