Call report 2004Q2
EFS BANK — 2004Q2
The 22 measures EFS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 946,935,000 | USD | evidence → |
| Total loans | 764,925,000 | USD | evidence → |
| Allowance for loan losses | 4,080,000 | USD | evidence → |
| Securities available for sale | 96,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 648,242,000 | USD | evidence → |
| Interest-bearing deposits | 607,923,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,319,000 | USD | evidence → |
| Equity capital | 75,035,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,798,000 | USD | evidence → |
| Interest expense | 10,575,000 | USD | evidence → |
| Net interest income | 12,223,000 | USD | evidence → |
| Noninterest income | 2,840,000 | USD | evidence → |
| Noninterest expense | 9,796,000 | USD | evidence → |
| Provision for loan losses | 340,000 | USD | evidence → |
| Pretax income | 5,176,000 | USD | evidence → |
| Income tax | 1,396,000 | USD | evidence → |
| Net income | 3,780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,401,000 | USD | evidence → |
| Total capital | 79,481,000 | USD | evidence → |
| Risk-weighted assets | 686,883,000 | USD | evidence → |