Call report 2004Q1
EFS BANK — 2004Q1
The 22 measures EFS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 915,546,000 | USD | evidence → |
| Total loans | 716,062,000 | USD | evidence → |
| Allowance for loan losses | 3,892,000 | USD | evidence → |
| Securities available for sale | 89,223,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 636,739,000 | USD | evidence → |
| Interest-bearing deposits | 599,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,688,000 | USD | evidence → |
| Equity capital | 77,016,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,488,000 | USD | evidence → |
| Interest expense | 5,274,000 | USD | evidence → |
| Net interest income | 6,214,000 | USD | evidence → |
| Noninterest income | 1,622,000 | USD | evidence → |
| Noninterest expense | 4,812,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,922,000 | USD | evidence → |
| Income tax | 824,000 | USD | evidence → |
| Net income | 2,098,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,306,000 | USD | evidence → |
| Total capital | 79,198,000 | USD | evidence → |
| Risk-weighted assets | 647,204,000 | USD | evidence → |