Call report 2003Q4
EFS BANK — 2003Q4
The 22 measures EFS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 894,086,000 | USD | evidence → |
| Total loans | 720,627,000 | USD | evidence → |
| Allowance for loan losses | 3,755,000 | USD | evidence → |
| Securities available for sale | 100,165,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 602,897,000 | USD | evidence → |
| Interest-bearing deposits | 566,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,905,000 | USD | evidence → |
| Equity capital | 74,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,491,000 | USD | evidence → |
| Interest expense | 21,174,000 | USD | evidence → |
| Net interest income | 25,317,000 | USD | evidence → |
| Noninterest income | 3,992,000 | USD | evidence → |
| Noninterest expense | 17,748,000 | USD | evidence → |
| Provision for loan losses | 614,000 | USD | evidence → |
| Pretax income | 11,763,000 | USD | evidence → |
| Income tax | 3,695,000 | USD | evidence → |
| Net income | 8,068,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,742,000 | USD | evidence → |
| Total capital | 77,497,000 | USD | evidence → |
| Risk-weighted assets | 638,838,000 | USD | evidence → |