Call report 2025Q2
UNIVERSITY BANK — 2025Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,103,359,000 | USD | evidence → |
| Total loans | 984,794,000 | USD | evidence → |
| Allowance for loan losses | 4,743,000 | USD | evidence → |
| Securities available for sale | 37,000 | USD | evidence → |
| Securities held to maturity | 17,715,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 878,949,000 | USD | evidence → |
| Interest-bearing deposits | 450,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 428,760,000 | USD | evidence → |
| Equity capital | 103,896,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,908,000 | USD | evidence → |
| Interest expense | 10,341,000 | USD | evidence → |
| Net interest income | 20,567,000 | USD | evidence → |
| Noninterest income | 34,432,000 | USD | evidence → |
| Noninterest expense | 48,566,000 | USD | evidence → |
| Provision for loan losses | -350,000 | USD | evidence → |
| Pretax income | 6,724,000 | USD | evidence → |
| Income tax | 1,420,000 | USD | evidence → |
| Net income | 4,758,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 103,865,000 | USD | evidence → |