Call report 2025Q3
UNIVERSITY BANK — 2025Q3
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,132,724,000 | USD | evidence → |
| Total loans | 1,010,066,000 | USD | evidence → |
| Allowance for loan losses | 4,864,000 | USD | evidence → |
| Securities available for sale | 35,000 | USD | evidence → |
| Securities held to maturity | 19,507,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 911,474,000 | USD | evidence → |
| Interest-bearing deposits | 493,796,000 | USD | evidence → |
| Noninterest-bearing deposits | 417,678,000 | USD | evidence → |
| Equity capital | 107,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,064,000 | USD | evidence → |
| Interest expense | 15,927,000 | USD | evidence → |
| Net interest income | 32,137,000 | USD | evidence → |
| Noninterest income | 54,169,000 | USD | evidence → |
| Noninterest expense | 74,446,000 | USD | evidence → |
| Provision for loan losses | -234,000 | USD | evidence → |
| Pretax income | 12,017,000 | USD | evidence → |
| Income tax | 2,539,000 | USD | evidence → |
| Net income | 8,778,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 112,972,000 | USD | evidence → |