Call report 2025Q1
UNIVERSITY BANK — 2025Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,020,226,000 | USD | evidence → |
| Total loans | 882,203,000 | USD | evidence → |
| Allowance for loan losses | 5,228,000 | USD | evidence → |
| Securities available for sale | 42,000 | USD | evidence → |
| Securities held to maturity | 17,171,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 823,429,000 | USD | evidence → |
| Interest-bearing deposits | 439,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 384,066,000 | USD | evidence → |
| Equity capital | 100,054,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,897,000 | USD | evidence → |
| Interest expense | 5,117,000 | USD | evidence → |
| Net interest income | 9,780,000 | USD | evidence → |
| Noninterest income | 15,915,000 | USD | evidence → |
| Noninterest expense | 23,596,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 1,941,000 | USD | evidence → |
| Income tax | 412,000 | USD | evidence → |
| Net income | 1,356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,453,000 | USD | evidence → |