Call report 2005Q3
UNIVERSITY BANK — 2005Q3
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,538,000 | USD | evidence → |
| Total loans | 45,518,000 | USD | evidence → |
| Allowance for loan losses | 349,000 | USD | evidence → |
| Securities available for sale | 892,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,909,000 | USD | evidence → |
| Interest-bearing deposits | 48,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,258,000 | USD | evidence → |
| Equity capital | 3,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,448,000 | USD | evidence → |
| Interest expense | 736,000 | USD | evidence → |
| Net interest income | 1,712,000 | USD | evidence → |
| Noninterest income | 2,831,000 | USD | evidence → |
| Noninterest expense | 4,403,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 123,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 123,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,496,000 | USD | evidence → |
| Total capital | 3,845,000 | USD | evidence → |
| Risk-weighted assets | 38,147,000 | USD | evidence → |