Call report 2005Q4
UNIVERSITY BANK — 2005Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,647,000 | USD | evidence → |
| Total loans | 47,099,000 | USD | evidence → |
| Allowance for loan losses | 349,000 | USD | evidence → |
| Securities available for sale | 833,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,020,000 | USD | evidence → |
| Interest-bearing deposits | 53,101,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,919,000 | USD | evidence → |
| Equity capital | 4,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,278,000 | USD | evidence → |
| Interest expense | 1,134,000 | USD | evidence → |
| Net interest income | 2,144,000 | USD | evidence → |
| Noninterest income | 5,058,000 | USD | evidence → |
| Noninterest expense | 6,071,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 1,114,000 | USD | evidence → |
| Income tax | -100,000 | USD | evidence → |
| Net income | 1,214,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,595,000 | USD | evidence → |
| Total capital | 6,944,000 | USD | evidence → |
| Risk-weighted assets | 42,350,000 | USD | evidence → |