Call report 2005Q2
UNIVERSITY BANK — 2005Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,223,000 | USD | evidence → |
| Total loans | 45,039,000 | USD | evidence → |
| Allowance for loan losses | 358,000 | USD | evidence → |
| Securities available for sale | 977,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,230,000 | USD | evidence → |
| Interest-bearing deposits | 44,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,803,000 | USD | evidence → |
| Equity capital | 3,193,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,618,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 1,159,000 | USD | evidence → |
| Noninterest income | 1,775,000 | USD | evidence → |
| Noninterest expense | 2,818,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 90,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 90,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,459,000 | USD | evidence → |
| Total capital | 3,817,000 | USD | evidence → |
| Risk-weighted assets | 38,472,000 | USD | evidence → |