Call report 2005Q1
UNIVERSITY BANK — 2005Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,397,000 | USD | evidence → |
| Total loans | 44,879,000 | USD | evidence → |
| Allowance for loan losses | 350,000 | USD | evidence → |
| Securities available for sale | 1,050,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,297,000 | USD | evidence → |
| Interest-bearing deposits | 45,815,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,482,000 | USD | evidence → |
| Equity capital | 3,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 802,000 | USD | evidence → |
| Interest expense | 219,000 | USD | evidence → |
| Net interest income | 583,000 | USD | evidence → |
| Noninterest income | 983,000 | USD | evidence → |
| Noninterest expense | 1,419,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 132,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,298,000 | USD | evidence → |
| Total capital | 3,648,000 | USD | evidence → |
| Risk-weighted assets | 37,385,000 | USD | evidence → |