Call report 2004Q4
UNIVERSITY BANK — 2004Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,674,000 | USD | evidence → |
| Total loans | 43,846,000 | USD | evidence → |
| Allowance for loan losses | 353,000 | USD | evidence → |
| Securities available for sale | 1,107,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,582,000 | USD | evidence → |
| Interest-bearing deposits | 41,541,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,041,000 | USD | evidence → |
| Equity capital | 2,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,749,000 | USD | evidence → |
| Interest expense | 779,000 | USD | evidence → |
| Net interest income | 1,970,000 | USD | evidence → |
| Noninterest income | 3,249,000 | USD | evidence → |
| Noninterest expense | 5,842,000 | USD | evidence → |
| Provision for loan losses | -87,000 | USD | evidence → |
| Pretax income | -536,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | -616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,158,000 | USD | evidence → |
| Total capital | 3,511,000 | USD | evidence → |
| Risk-weighted assets | 37,040,000 | USD | evidence → |